:root {
  --ink: #14233a;
  --navy: #0f2744;
  --gold: #c4a35a;
  --gold-deep: #9a7b32;
  --paper: #f7f4ee;
  --line: #d8d2c4;
  --muted: #5c6570;
  --white: #ffffff;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: "Segoe UI", "PingFang SC", "Microsoft YaHei", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.75;
  border-left: 10px solid var(--navy);
}

a { color: var(--navy); }
a:hover { color: var(--gold-deep); }

.site-header {
  background: var(--navy);
  color: var(--white);
  padding: 0 28px;
}

.header-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 72px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  text-decoration: none;
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.brand svg { flex-shrink: 0; }

.nav { display: flex; gap: 6px; }

.nav a {
  color: #d7deea;
  text-decoration: none;
  padding: 8px 14px;
  border-bottom: 2px solid transparent;
}

.nav a:hover,
.nav a.current {
  color: var(--gold);
  border-bottom-color: var(--gold);
}

.wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 28px 24px 64px;
}

.hero {
  display: grid;
  grid-template-columns: 1.35fr 0.85fr;
  gap: 32px;
  padding: 36px 0 28px;
  border-bottom: 1px solid var(--line);
}

.hero h1 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 32px;
  line-height: 1.35;
  margin-bottom: 16px;
}

.hero p { margin-bottom: 14px; color: #2a3545; }

.cta-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }

.btn {
  display: inline-block;
  text-decoration: none;
  padding: 11px 20px;
  border-radius: 2px;
  font-weight: 700;
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
}

.btn-gold:hover { background: #d4b56a; color: var(--navy); }

.btn-line {
  border: 1px solid var(--navy);
  color: var(--navy);
  background: transparent;
}

.dl-panel {
  background: var(--navy);
  color: #e8edf4;
  padding: 22px 20px;
}

.dl-panel h2 {
  color: var(--gold);
  font-size: 18px;
  margin-bottom: 12px;
}

.dl-panel a {
  display: block;
  color: var(--white);
  background: #1c3d66;
  padding: 9px 12px;
  margin-bottom: 8px;
  text-decoration: none;
}

.dl-panel a:hover { background: #27527f; color: var(--gold); }

.layout {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 36px;
  margin-top: 36px;
}

.block { margin-bottom: 36px; }

.block h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 24px;
  color: var(--navy);
  border-left: 4px solid var(--gold);
  padding-left: 12px;
  margin-bottom: 14px;
}

.block p { margin-bottom: 12px; }

.block ul, .block ol { margin: 8px 0 14px 22px; }

.side-card {
  background: #efe8d8;
  padding: 16px 16px 8px;
  margin-bottom: 16px;
}

.side-card h2 { font-size: 18px; margin-bottom: 8px; }

table {
  width: 100%;
  border-collapse: collapse;
  margin: 12px 0 16px;
  font-size: 15px;
}

th, td {
  border: 1px solid var(--line);
  padding: 8px 10px;
  text-align: left;
}

th { background: #ece4d2; }

.faq-item { margin-bottom: 16px; }

.faq-item h3 {
  font-size: 17px;
  color: var(--navy);
  margin-bottom: 6px;
}

.site-footer {
  background: var(--navy);
  color: #c5ceda;
  padding: 28px 24px 36px;
  font-size: 13px;
  line-height: 1.7;
}

.footer-inner { max-width: 1120px; margin: 0 auto; }

.footer-nav {
  display: flex;
  gap: 16px;
  margin-bottom: 12px;
}

.footer-nav a { color: var(--gold); }

.safe-line { color: #e7d7a8; margin: 8px 0; }

@media (max-width: 860px) {
  .hero, .layout { grid-template-columns: 1fr; }
  .header-inner { flex-direction: column; padding: 12px 0; gap: 8px; }
  body { border-left-width: 4px; }
}